Until recently, those wishing to purchase insurance at a later phase in life had to struggle with some general problems - limit on the age of entry, and, also the insurance policy term. Except few products, most were deliberated with the younger population in mind. Supposing that they would require insurance cover only till retirement, most insurance plans offer a maximum term of about 30 to 35 years.
In the last few months, though, some life and non-life insurance firms have started
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