The way that you structure the ownership of your life insurance policy can have possible estate tax consequences. Without proper planning, the beneficiaries of your life insurance policy might not receive the maximum benefit you intended. So it's important to understand what it means to be a policyowner and the various forms of policy ownership.
What does it mean to be a policyowner?
A life insurance policyowner has the right to control the economic benefits of the policy. The owner can
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